As a Contractor or Tradesperson, it is crucial to have the right insurance coverage to safeguard yourself and your business. Whether you work independently or have a team of employees, it is essential to ensure that you have sufficient cover to protect your liabilities and assets. At Thornhill Insurance, we understand the complexities of running your own business and the challenges of finding the appropriate insurance that complies with industry requirements and regulations. From Electrical contractors and Builders to Joiners and Plumbing and Heating Engineers, we are here to assist you in finding the insurance that suits your specific needs.

There are several areas of insurance you may need to consider when looking for tradesperson insurance such as Public and Public Liability Insurance. This provides coverage for any bodily injury or property damage that may occur during your daily activities. This includes situations like damaging a client’s property or neighbouring premises while working. At Thornhill Insurance, we offer Public Liability limits ranging from £1,000,000 to over £10,000,000.

Employers Liability Insurance – this covers any liability that may arise from injuries or illnesses sustained by your employees during their employment with you. It is a legal requirement for all employers in the UK to have this coverage, most insurers provide a standard limit of £10,000,000 for this cover.

Tools cover – this provides coverage for the expenses associated with replacing your tools in the event that they are lost or damaged. This can include situations such as fire, flooding, or theft.

In addition, we also provide insurance coverage for Hired In Plant, Own Plant, Contract Works, and Commercial Fleet.

Speak to one of our team today to discuss what cover you may need to protect your business!